Financial Reports
At Ferguson Financial, we strive to keep our clients informed about the issues that could impact their quality of life in retirement. Through financial education, we believe you can make better informed decisions about your financial future.
By reading our financial reports, you’ll gain access to a wealth of information that can help guide you towards the retirement you’ve always envisioned.
Whether you want to learn how to help reduce your exposure to stock market risk or how fixed income investments can help you generate consistent and renewable streams of income for retirement, our financial reports are a great way to get started.
Understanding and Maximizing Your Social Security Benefits
Before you retire, you should know what all your various sources of income will be, and how much you can...
Before you retire, you should know what all your various sources of income will be, and how much you can expect to receive from each. Obviously, Social Security benefits will...
Understanding Required Minimum Distributions
The idea behind Required Minimum Distributions, or RMDs, is that the government wants to give us a tax incentive to...
The idea behind Required Minimum Distributions, or RMDs, is that the government wants to give us a tax incentive to save for retirement – but they also want to make...
Resetting Your Retirement
Retirement can be the most rewarding phase of your life, but to make the most of it, you’ll need reliable...
Retirement can be the most rewarding phase of your life, but to make the most of it, you’ll need reliable income you can count on. This report covers important information...
Negative Spin on Annuities
The recent explosion in the number of media outlets has made it harder to find objective reporting. We often remind...
The recent explosion in the number of media outlets has made it harder to find objective reporting. We often remind clients of this because amid this bombardment of mass media,...
The Income Generation Report
For every American born in or before 1971, there’s a more secure, less stressful, method of providing for yourself in...
For every American born in or before 1971, there’s a more secure, less stressful, method of providing for yourself in retirement. If you are 50 years of age or older,...
The Importance of Financial Defense
The great Alabama coach “Bear” Bryant once said, “Defense wins championships,” and you can bet that almost every great coach...
The great Alabama coach “Bear” Bryant once said, “Defense wins championships,” and you can bet that almost every great coach in nearly every sport has shared that same philosophy. Just...
Facing Volatility
It was one of the scariest days Wall Street has seen. On March 16, 2020, the Dow Jones Industrial Average...
It was one of the scariest days Wall Street has seen. On March 16, 2020, the Dow Jones Industrial Average dropped nearly 3,000 points—the largest single-day point decline in stock...
Estate Planning
Although estate planning can be a complex task, a well-constructed plan can make a big difference in what is left...
Although estate planning can be a complex task, a well-constructed plan can make a big difference in what is left for your loved ones. Our report explains the essentials of...
The Case for Fixed Income
As more Americans are enjoying 30+ years in retirement, it’s become essential for those nearing retirement to establish renewable streams...
As more Americans are enjoying 30+ years in retirement, it’s become essential for those nearing retirement to establish renewable streams of income they can count on in retirement. This report...
Bonds vs. Bond Mutual Funds
Bond mutual funds carry risks, costs, and tax implications that can be significantly reduced by investing in a portfolio of...
Bond mutual funds carry risks, costs, and tax implications that can be significantly reduced by investing in a portfolio of individual bonds, and bond-like instruments. This report reveals the dangers...
Are Your Allocations Right for RMDs?
It takes a well-planned strategy to ensure your investments are generating enough in interest and dividends to cover IRS-mandated RMDs....
It takes a well-planned strategy to ensure your investments are generating enough in interest and dividends to cover IRS-mandated RMDs. Because if they’re not, then your RMDs will likely have...
10 Signs You’re Working with a True Retirement Income Specialist
Not all financial advisors are the same. And as you near retirement, the stakes are too high to work with...
Not all financial advisors are the same. And as you near retirement, the stakes are too high to work with the wrong advisor. Read this report to find out if...
7 Risks to Your Retirement
As hard-working Americans transition into full retirement, many don’t realize they’re crossing the threshold into a new way of living...
As hard-working Americans transition into full retirement, many don’t realize they’re crossing the threshold into a new way of living where they could be vulnerable to risks unique to retirees....